Healthy fod for babies
If you’ve been thinking about getting a DNA test that gives you health reports, good news: the IRS has ruled that you can use your FSA money to partially pay for it.
The ruling, issued earlier this year, states that ancestry DNA tests aren’t considered medical care, but that if a test provides health information (such as 23andme’s health + ancestry service), a percentage of the cost can be paid with money from your healthcare flexible spending account.
23andme wants that sweet FSA money, so they’ve run the numbers and they want you to know that, of the $199 cost of the test, $117 pays for the medical aspects of the test. If you bought the test at a discount, or if you already had the ancestry service and paid for the health upgrade, they have a handy calculator to determine how much of the cost is FSA-eligible. You can then print a receipt suitable for submitting for reimbursement.
So far the IRS has only ruled on 23andme tests specifically, but the ruling suggests that one could argue other health related DNA tests should be eligible, too.
According to the ruling, the IRS’s idea of “medical care” is broad, and includes things “such as a full-body scan performed without a physician’s recommendation and on an individual not experiencing symptoms of an illness or disease.” Consumer DNA tests aren’t medically useful in most cases; even if a 23andme test says you have a genetic risk for a condition, you should still get a clinical grade test to find out whether that’s really true, and probably speak to your doctor and a genetic counselor as wel
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